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You've been wronged.


What do you do now? We'll help you settle a dispute without going to court, complain about your bank, report a barking dog, battle your cellphone provider over a billing issue — or even just give wisely to a charity.

Agencies, information and strategies that can help:

A


Animal welfare and rescue
Autos, dealer complaints and safety

B


Bankruptcy
Banks – see Finances, loans
Business complaints

C


Cable television
Cars – see Auto
Cellphones – see Telephones
Charities
Children's issues
Contractors
Credit issues
Crisis

D


Day care – see Children's issues
Dental – see Medical, dental
Disability issues
Disputes
Do Not Call Registry

E


Environmental issues, recycling

F


Finances, loans
Food safety
Fraud
Funerals

G


General information
Gift certificates/gift cards

I


Insurance
Internet

 

J


Junk mail and faxes, spam, do-not-call lists

L


Landlord/tenant issues
Legal issues
Living wills
Legislature
Licenses
Limousines and town cars

M


Medical, dental
Moving companies

P


Pets – see Animal welfare
Poison and chemical hazards
Price gouging

R


Recalls
Restaurants – see Food safety

S


Seniors/retirement issues
Spam – see Junk mail

T


Taxes
Taxis
Telephones and cellphones
Traffic
Travel

U


Utilities

V


Voting/elections

Marketplace

The book - $7

Get the Consumer Guide in an 8 ½" x 11" bound copy, including the sample complaint letter and space for notes.
Call 206-464-3113 or e-mail.

Best bets

· State Attorney General
· Better Business Bureau
· www.consumer.gov

First things first.


1. Before you ask for federal or local help, try calling the business or service first to resolve a complaint.


2. Get organized before you begin, and have contracts, sales receipts, canceled checks, owner's manuals and warranty documents at your fingertips.


If you're dealing with a large company, you may wish to call or write the company's headquarters. Ask for the consumer-affairs office.


3. If your item is covered by a warranty, make sure you've read and followed product and service instructions.


4. Once you're organized and ready to make the call, "be pleasant but firm in tone," the state Attorney General's office says. "State only the important details and what you want done."


If you're having trouble getting what you want, you may wish to propose a fair settlement. Sometimes a compromise is better than no solution.


5. Finally, follow up with a registered letter with return receipt to document your complaint. See our sample letter for help.

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