Sunday, February 8, 2004
 

Working retired Retirement remains out of reach for many Despite an increased emphasis on retirement savings through employee 401(k) plans, IRAs and other self-funded retirement plans, the average worker is not accumulating enough to retire on. Result: Many are having to work past normal retirement age. Who's on the job? Chuck Hastings has to work Madaline Irvine wants to work

A place to land Picking the right locale for later years Choosing a home for retirement requires balancing pragmatism and emotions, but there are a few simple rules to help guide your search. Company-sponsored plans Employers, employees paying more attention to 401(k)s It's a tough call to say who's more worried about company retirement-savings plans: aging baby boomers who don't have nearly enough invested in the plans or the people who oversee the programs — and who risk getting blamed if workers are undersaving.