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Last updated May 09, 2008

Deposit and loan interest rates

Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)

NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

PHONE #:
NOW
$2500
APY
Personal
$10000
APY
Personal
$50000
APY
FIX IRA
$2000
APY
3 MO CD
$10000
APY
6 MO CD
$10000
APY
12 MO CD
$10000
APY
24 MO CD
$10000
APY
36 MO CD
$10000
APY
Anchor Bank (360) 532-6223 NO 1.260 1.770 NO NO 2.750 2.900 3.150 3.500
Banner Bank (206) 709-8314 0.250 1.250 1.500 2.650 2.250 2.500 2.650 2.850 3.000
Charter Bank (206) 774-5400 0.500 1.520 1.520 2.030 1.620 1.920 2.030 2.130 2.130
CityBank (425) 745-5933 1.000 2.600 2.650 3.000 2.750 2.800 3.000 3.150 3.300
Columbia Bank (800) 305-1905 0.150 0.350 0.850 2.490 1.880 2.430 2.490 2.440 2.780
HomeStreet Bank (800) 496-0091 0.250 2.000 2.500 2.500 2.000 2.250 2.500 3.250 3.500
First Federal (800) 800-1577 0.250 1.000 1.250 2.650 2.200 2.450 2.700 2.950 3.200
First Mutual Bank (425) 455-7300 0.500 1.000 1.000 2.650 2.000 2.500 2.650 2.850 3.000
First SB Northwest (425) 255-4400 0.500 1.360 1.460 3.400 2.780 2.830 3.400 3.090 3.190
Horizon Bank (800) 955-9194 0.150 0.950 1.050 1.800 2.400 2.450 2.600 2.650 2.550
USAA FSB (800) 531-2265 0.100 1.260 1.260 2.260 1.710 2.670 2.860 3.560 2.460
Regal Financial Bank (206) 621-0808 0.250 1.250 2.000 2.250 2.500 2.000 2.500 2.550 2.600
PI Bank (Pacific Int'l) (206) 306-7900 0.250 1.260 1.510 2.270 NO 2.530 2.270 2.530 2.780
Pacific Crest Savings Bank (425) 670-9600 NO 3.000 3.250 3.450 2.500 3.400 3.450 3.500 NO
Seattle Savings Bank (206) 568-7800 0.750 2.250 2.350 3.000 2.200 2.350 2.750 NO NO
Seattle Metropolitan Credit Union (206) 398-5500 0.500 2.480 2.480 3.050 1.410 2.940 3.050 3.150 3.250
State Farm Bank (877) 734-2265 2.500 2.250 2.450 2.250 2.350 2.400 2.250 2.500 2.750
U.S. Bank (800) 872-2657 NO 0.300 0.400 1.700 1.250 1.550 1.700 2.250 2.550
Washington First International (206) 525-8118 0.650 1.900 1.900 3.500 3.150 3.300 3.500 3.600 3.650
Washington Mutual (800) 756-8000 0.100 1.500 1.500 1.250 1.000 1.250 1.250 1.500 1.500
Alaska USA C.U. (800) 525-9094 1.000 2.000 2.000 3.250 3.050 3.150 3.250 3.550 3.550
BECU (800) 233-2328 0.500 2.530 2.680 3.150 2.990 3.040 3.150 3.240 3.360
Community 1st CU (800) 247-7328 0.250 2.020 2.530 2.630 2.780 3.300 3.400 3.510 3.560
Group Health C.U. (800) 562-5515 NO 1.820 2.170 3.130 NO 2.940 3.110 3.220 3.340
Verity C.U. (800) 444-4589 0.150 1.700 1.800 3.000 2.100 3.000 3.000 3.150 3.250
Qualstar C.U. (800) 848-0018 1.000 2.800 3.000 3.150 2.900 3.050 3.150 3.300 3.400
Watermark C.U. (800) 732-9300 0.200 1.000 2.400 2.700 2.000 2.500 2.650 2.850 3.000
Sound Credit Union (800) 562-8130 0.250 1.250 1.500 3.150 2.250 2.750 2.900 3.000 3.200
Mountain Pacific Bank (877) 380-3500 0.750 1.750 1.750 3.000 2.850 3.150 3.000 3.600 3.750
UniBank of WA (425) 275-9700 0.750 2.750 2.750 2.020 3.000 3.000 2.750 2.500 2.500
Red Canoe CU (800) 562-5611 0.250 1.390 1.760 3.070 2.180 3.050 3.070 3.390 3.520
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
0.509 1.669 1.903 2.680 2.288 2.652 2.772 2.965 3.039


Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.

Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

 

PHONE #:
Mortgages
$200000
30 Yr
Fixed
Mortgages
$200000
15 Yr
Fixed
Mortgages
1 Yr
ARM
Var
HE
$50000
120 MO
Fixed
HELOC
$50000
120 MO
Var
New Auto
$20000
60 MO
Fixed
New Auto
$20000
60 MO
Var
Used Auto
$15000
48 MO
Fixed
Used Auto
$15000
48 MO
Var
New Boat
$20000
60 MO
Fixed
Used Boat
$15000
60 MO
Fixed
Sammamish Mortgage (800) 304-6803 5.787 5.436 NO NO NO NO NO NO NO NO NO
Banner Bank (425) 803-0284 5.971 5.593 6.104 6.735 5.490 6.490 NO 6.490 NO 7.345 7.345
CityBank (425) 745-5933 6.039 5.773 5.555 NO NO NO NO NO NO NO NO
Columbia Bank (800) 305-1905 5.997 5.711 NO 7.512 5.000 7.158 NO 7.760 NO 6.829 7.329
First Federal (800) 800-1577 6.039 5.627 4.787 7.580 5.000 8.850 NO 9.350 NO 8.206 8.707
First Mutual Bank (425) 455-7300 INA INA NO 7.810 5.000 5.500 NO 7.000 NO 9 9
First SB Northwest (425) 255-4400 5.885 5.472 NO 6.250 5.000 NO NO NO NO NO NO
State Farm Bank (206) 525-8118 5.923 5.580 NO 6.340 4.500 5.290 NO 6.040 NO 6.24 7.44
Washington Mutual (800) 756-8000 5.383 5.627 5.369 8.990 6.490 6.390 NO 6.390 NO NO NO
Alaska USA C.U. (800) 525-9094 INA NO NO 7.295 5.293 6.240 NO 6.240 NO 7.3 7.3
BECU (800) 233-2328 5.842 5.297 NO NO 4.240 4.990 NO 5.490 NO 6.49 6.49
Group Health C.U. (800) 562-5515 INA INA NO 6.740 5.250 6.490 NO 6.490 NO 6.49 6.49
Community 1st CU (800) 247-7328 5.750 5.500 NO 6.500 5.250 5.990 NO 5.990 NO 6.99 7.49
Redmond Mortgage (800) 897-6565 5.810 5.560 5.310 NO NO NO NO NO NO NO NO
Qualstar C.U. (800) 848-0018 5.795 5.409 4.674 6.240 4.990 5.740 NO 6.240 NO 6.99 6.99
Verity C.U. (800) 444-4589 6.090 5.630 4.840 6.700 5.140 6.140 NO 6.390 NO 6.64 6.89
Watermark C.U. (800) 732-9300 5.803 5.357 NO 5.990 5.250 5.490 NO 5.990 NO 6.5 6.5
Sound C.U. (800) 562-8130 5.991 5.800 NO 6.490 4.490 5.990 NO 6.490 NO 6.990 6.990
Your Equity Service (877) 266-4937 5.812 5.446 NO NO NO NO NO NO NO NO NO
Red Canoe CU (800) 562-5611 6.331 6.039 NO 6.990 5.500 5.740 NO 5.740 NO 6.440 6.440
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
5.870 5.551 5.234 6.941 5.092 6.196 #DIV/0! 6.596 #DIV/0! 7.078 7.305
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
6.133 5.621 5.157 7.305 6.264 6.709 7.000 7.003 7.000 7.304 7.523
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
6.229894737 5.916052632 6.38114875 7.6355 7.532777778 7.147941176 7.25 7.457176471 7.25 7.528 7.6999375
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------


Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.