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Last updated November 06, 2009

Deposit and loan interest rates

Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)

NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

PHONE #:
NOW
$2500
APY
Personal
$10000
APY
Personal
$50000
APY
FIX IRA
$2000
APY
3 MO CD
$10000
APY
6 MO CD
$10000
APY
12 MO CD
$10000
APY
24 MO CD
$10000
APY
36 MO CD
$10000
APY
Anchor Bank (360) 532-6223 0.500 1.100 1.130 NO NO 1.400 1.700 2.000 2.490
Banner Bank (206) 709-8314 0.400 0.500 0.750 1.600 0.750 1.150 1.600 2.000 2.250
Center Bank (425) 743-7777 1.010 0.750 1.010 1.610 1.000 1.350 1.600 2.000 2.150
CityBank (800) 569-0006 0.950 1.260 1.510 2.170 1.460 1.770 2.170 2.690 2.960
Columbia Bank (800) 305-1905 0.150 0.250 0.900 1.410 0.650 0.850 1.410 1.960 2.220
HomeStreet Bank (206) 621-0100 1.100 1.300 1.550 2.000 1.000 1.600 2.000 2.200 2.400
First Federal (800) 800-1577 0.500 0.650 1.000 0.700 0.400 0.550 0.700 1.400 2.050
First SB Northwest (425) 255-4400 1.010 1.110 1.210 1.790 1.480 1.530 1.790 1.890 2.720
1st Security Bank (800) 683-0973 1.700 0.900 1.050 1.750 0.800 1.200 1.750 1.900 2.100
Frontier Bank (888) 779-4801 0.150 0.750 1.400 2.050 1.100 1.650 2.050 2.450 2.600
Horizon Bank (800) 955-9194 0.200 0.450 1.500 1.150 0.900 1.250 1.550 1.750 2.350
Regal Financial Bank (206) 621-0808 0.050 0.200 0.650 1.500 1.250 1.350 1.500 2.000 NO
PI Bank (Pacific Int'l) (206) 306-7900 0.250 0.750 1.000 2.250 NO 2.250 2.250 2.150 2.300
Pacific Crest Savings Bank (425) 670-9600 1.500 1.400 1.600 1.950 1.400 1.550 1.950 2.450 2.650
Seattle Bank (206) 568-7800 0.500 1.310 1.310 1.660 1.000 1.260 1.660 2.290 2.610
Seattle Metropolitan CU (206) 398-5500 0.250 0.850 1.110 1.410 0.750 1.260 1.410 2.020 2.280
State Farm Bank (877) 734-2265 1.350 1.310 1.500 1.340 0.450 0.720 1.340 1.720 1.880
U.S. Bank (800) 872-2657 0.100 0.400 0.500 0.300 0.100 0.150 0.300 1.010 1.500
Washington First International (206) 525-8118 0.450 0.650 0.650 1.900 1.200 1.550 1.900 2.400 2.650
Chase (800) 756-8000 0.010 0.250 0.400 0.200 0.200 0.200 0.200 0.750 0.750
Alaska USA C.U. (800) 525-9094 0.300 0.850 1.000 1.750 0.800 1.200 1.750 2.250 2.500
BECU (800) 233-2328 0.250 0.750 0.850 1.410 0.750 1.110 1.410 1.610 1.870
Community 1st CU (800) 247-7328 0.250 0.700 1.000 0.840 1.060 1.200 1.600 1.800 2.150
Group Health C.U. (800) 562-5515 NO NO NO 1.410 NO 0.990 1.400 1.890 2.500
Verity C.U. (800) 444-4589 0.100 0.650 1.000 1.400 0.600 2.000 1.400 1.800 2.300
Qualstar CU (800) 848-0018 0.500 0.900 1.060 1.500 1.060 1.200 1.500 1.900 2.250
Watermark C.U. (800) 732-9300 0.100 0.650 0.950 1.300 0.500 0.850 1.250 1.350 1.700
Sound Credit Union (800) 562-8130 0.150 0.500 1.000 1.350 0.600 0.800 1.250 1.750 2.050
Mountain Pacific Bank (877) 380-3500 0.500 1.010 1.010 1.800 1.250 1.250 1.800 2.200 2.400
UniBank of WA (425) 275-9700 1.000 1.250 1.250 1.500 1.000 1.250 1.750 2.150 2.300
Red Canoe CU (800) 562-5611 NO 0.890 1.160 1.560 0.820 1.330 1.560 2.240 2.550
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
0.527 0.810 1.067 1.485 0.869 1.218 1.532 1.935 2.249


Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.

Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

 

PHONE #:
Mortgages
$200000
30 Yr
Fixed
Mortgages
$200000
15 Yr
Fixed
Mortgages
1 Yr
ARM
Var
HE
$50000
120 MO
Fixed
HELOC
$50000
120 MO
Var
New Auto
$20000
60 MO
Fixed
New Auto
$20000
60 MO
Var
Used Auto
$15000
48 MO
Fixed
Used Auto
$15000
48 MO
Var
New Boat
$20000
60 MO
Fixed
Used Boat
$15000
60 MO
Fixed
Sammamish Mortgage (800) 304-6803 5.000 4.375 NO NO NO NO NO NO NO NO NO
Banner Bank (425) 803-0284 4.875 4.250 NO 7.796 4.990 7.674 NO 7.771 NO 8.165616862 8.165616862
Columbia Bank (800) 305-1905 INA INA INA 7.227 5.250 7.316 NO 7.891 NO 8.068679877 8.319436257
First Federal (800) 800-1577 INA INA INA 6.700 3.250 4.460 NO 4.710 NO 6.358447858 6.609432077
First Mutual Bank (425) 455-7300 INA INA INA 7.670 NO NO NO NO NO NO NO
1st Security Bank (800) 683-0973 INA INA INA NO 5.000 7.000 NO 7.000 NO 6.99 6.99
First SB Northwest (425) 255-4400 5.125 4.875 NO 7.375 5.000 NO NO NO NO NO NO
State Farm Bank (206) 525-8118 5.375 4.625 NO 7.750 4.750 4.690 NO 5.790 NO 7.24 8.99
Chase (800) 756-8000 5.125 4.625 4.750 8.231 5.224 NO NO NO NO NO NO
Alaska USA C.U. (800) 525-9094 INA INA NO 7.295 4.042 5.450 NO 5.450 NO 6.8 6.8
BECU (800) 233-2328 4.875 4.875 NO 8.240 4.490 5.240 NO 5.240 NO 7.24 7.24
Group Health C.U. (800) 562-5515 INA INA INA 6.000 4.000 5.240 NO 5.240 NO 6.49 6.49
Community 1st CU (800) 247-7328 6.000 5.500 NO 6.750 3.250 5.990 NO 5.990 NO 6.99 7.49
Redmond Mortgage (800) 897-6565 4.875 4.500 NO NO NO NO NO NO NO NO NO
Qualstar CU (800) 848-0018 4.875 4.250 NO 5.990 4.490 4.240 NO 4.740 NO 6.24 6.24
Red Canoe C.U. (800) 562-5611 5.000 4.375 NO 6.990 4.000 4.990 NO 5.340 NO 6.69 6.69
Sound C.U. (800) 562-8130 4.875 4.625 NO 5.490 4.490 3.990 NO 4.490 NO 5.990 5.990
Tapco C.U. (800) 345-7183 INA INA INA NO NO NO NO NO NO NO NO
Verity C.U. (800) 444-4589 5.250 4.380 NO 6.240 5.750 5.140 NO 5.640 NO 6.140 6.640
Watermark C.U. (800) 732-9300 4.750 4.250 NO NO 4.000 5.240 NO NO NO 6.740 6.740
Your Equity Service (877) 266-4937 4.750 4.250 NO NO NO NO NO NO NO NO NO
Red Canoe CU (800) 562-5611 5.000 4.375 NO 6.990 4.000 4.990 NO 5.340 NO 6.690 6.690
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
5.054 4.554 4.750 7.050 4.499 5.476 NO 5.792 NO 6.867 7.100
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------


Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.