Advertising

The Seattle Times Company

NWjobs | NWautos | NWhomes | NWsource | Free Classifieds | seattletimes.com

The Seattle Times

Business / Technology


Our network sites seattletimes.com | Advanced

Last updated July 02, 2009

Deposit and loan interest rates

Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)

NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

PHONE #:
NOW
$2500
APY
Personal
$10000
APY
Personal
$50000
APY
FIX IRA
$2000
APY
3 MO CD
$10000
APY
6 MO CD
$10000
APY
12 MO CD
$10000
APY
24 MO CD
$10000
APY
36 MO CD
$10000
APY
Anchor Bank (360) 532-6223 0.500 1.100 1.200 NO NO 1.150 1.500 1.850 2.200
Banner Bank (206) 709-8314 0.500 0.750 1.000 2.000 1.000 1.250 2.000 2.250 2.750
Center Bank (425) 743-7777 1.010 1.010 1.260 2.280 1.810 2.010 2.250 2.350 2.550
City Bank (800) 569-0006 0.950 1.420 1.660 2.470 1.670 2.040 2.470 2.840 3.120
Charter Bank (425) 691-3200 0.100 0.650 2.750 2.030 1.110 1.920 2.030 2.130 2.130
Columbia Bank (800) 305-1905 0.150 0.250 1.000 1.410 0.900 1.100 1.410 1.960 2.220
HomeStreet Bank (206) 621-0100 1.200 1.400 1.600 2.350 1.000 1.600 2.350 2.850 2.400
First Federal (800) 800-1577 0.500 0.750 1.200 1.100 0.500 0.650 1.100 1.800 2.250
First SB Northwest (425) 255-4400 2.020 1.360 1.460 2.050 1.480 1.530 2.050 1.740 2.720
1st Security Bank (800) 683-0973 1.000 1.000 1.150 1.900 1.000 1.500 1.900 2.400 2.650
Frontier Bank (888) 779-4801 0.150 0.750 1.500 2.350 1.500 2.000 2.350 2.600 2.900
Horizon Bank (800) 955-9194 0.200 0.400 1.500 1.300 0.900 1.500 1.700 1.900 3.000
Regal Financial Bank (206) 621-0808 0.050 0.200 0.650 2.000 1.250 1.350 1.800 NO NO
PI Bank (Pacific Int'l) (206) 306-7900 0.250 0.750 1.000 2.250 NO 1.750 2.250 2.500 2.500
Pacific Crest Savings Bank (425) 670-9600 1.000 1.800 2.050 2.350 1.800 1.950 2.350 2.650 2.750
Seattle Bank (206) 568-7800 0.500 1.230 1.230 2.330 1.640 2.000 2.330 2.750 3.020
Seattle Metropolitan CU (206) 398-5500 0.250 1.000 1.160 1.510 0.750 1.260 1.510 2.020 2.280
State Farm Bank (877) 734-2265 1.550 1.420 1.550 1.800 0.640 1.260 1.800 1.940 2.090
U.S. Bank (800) 872-2657 0.100 0.600 0.700 0.600 0.100 0.250 0.600 1.010 1.250
Washington First International (206) 525-8118 0.500 0.700 0.700 2.150 1.400 1.700 2.150 2.500 2.650
Chase (800) 756-8000 0.010 0.250 0.500 0.200 0.200 0.200 0.200 0.750 0.750
Alaska USA C.U. (800) 525-9094 0.300 0.900 1.150 2.000 1.050 1.300 2.000 2.250 2.450
BECU (800) 233-2328 0.250 0.750 0.850 1.410 0.750 1.110 1.410 1.610 1.870
Community 1st CU (800) 247-7328 0.250 1.000 1.300 1.030 1.150 1.300 1.790 2.000 2.250
Group Health C.U. (800) 562-5515 NO 1.000 NO 1.500 NO 0.990 1.490 1.890 2.500
Verity C.U. (800) 444-4589 0.100 0.750 1.100 1.500 0.650 1.150 1.500 1.900 2.400
Qualstar CU (800) 848-0018 0.500 1.000 1.150 1.600 1.060 1.200 1.600 1.800 2.150
Watermark C.U. (800) 732-9300 0.200 0.650 0.950 1.300 0.500 0.850 1.250 1.350 1.700
Sound Credit Union (800) 562-8130 0.150 0.500 1.000 1.450 0.750 1.050 1.350 1.650 2.150
Mountain Pacific Bank (877) 380-3500 0.500 1.410 1.410 2.250 1.720 2.000 2.250 2.250 3.120
UniBank of WA (425) 275-9700 1.750 1.750 1.750 1.500 1.500 1.750 2.250 2.500 2.750
Red Canoe CU (800) 562-5611 NO 0.890 1.160 1.760 0.820 1.530 1.760 2.240 2.550
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
0.550 0.919 1.249 1.732 1.064 1.376 1.774 2.066 2.384


Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.

Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

 

PHONE #:
Mortgages
$200000
30 Yr
Fixed
Mortgages
$200000
15 Yr
Fixed
Mortgages
1 Yr
ARM
Var
HE
$50000
120 MO
Fixed
HELOC
$50000
120 MO
Var
New Auto
$20000
60 MO
Fixed
New Auto
$20000
60 MO
Var
Used Auto
$15000
48 MO
Fixed
Used Auto
$15000
48 MO
Var
New Boat
$20000
60 MO
Fixed
Used Boat
$15000
60 MO
Fixed
Sammamish Mortgage (800) 304-6803 5.250 4.750 NO NO NO NO NO NO NO NO NO
Banner Bank (425) 803-0284 5.250 4.625 NO 7.796 4.990 7.674 NO 7.771 NO 8.165616862 8.165616862
Columbia Bank (800) 305-1905 INA INA INA 7.227 5.250 7.316 NO 7.891 NO 8.068679877 8.319436257
First Federal (800) 800-1577 INA INA INA 7.010 3.250 4.900 NO 5.900 NO 6.880499178 7.884489042
First Mutual Bank (425) 455-7300 INA INA INA 7.670 NO NO NO NO NO NO NO
1st Security Bank (800) 683-0973 INA INA INA 7.750 5.000 7.000 NO 7.000 NO 6.5 6.5
First SB Northwest (425) 255-4400 5.500 5.250 NO 7.250 4.000 NO NO NO NO NO NO
State Farm Bank (206) 525-8118 6.000 5.250 NO 7.500 4.250 4.940 NO 5.940 NO 7.24 8.99
Chase (800) 756-8000 5.750 5.125 3.875 8.231 5.224 NO NO NO NO NO NO
Alaska USA C.U. (800) 525-9094 INA INA NO 7.295 4.042 5.450 NO 5.450 NO 6.8 6.8
BECU (800) 233-2328 5.250 4.625 NO NO 4.490 5.490 NO 5.490 NO 7.24 7.24
Group Health C.U. (800) 562-5515 INA INA INA 6.000 4.000 5.990 NO 5.990 NO 6.49 6.49
Community 1st CU (800) 247-7328 6.000 5.500 NO 6.750 3.250 5.990 NO 5.990 NO 6.99 7.49
Redmond Mortgage (800) 897-6565 5.500 4.880 NO NO NO NO NO NO NO NO NO
Qualstar CU (800) 848-0018 5.125 4.500 NO 5.990 4.490 3.990 NO 4.490 NO 6.24 6.24
Red Canoe C.U. (800) 562-5611 5.500 4.875 NO 6.990 4.000 5.240 NO 5.590 NO 6.69 6.69
Tapco C.U. (800) 345-7183 5.250 4.625 NO NO NO NO NO NO NO NO NO
Verity C.U. (800) 444-4589 5.250 4.625 NO 6.240 5.500 6.140 NO 6.640 NO 6.640 7.140
Watermark C.U. (800) 732-9300 5.625 4.875 NO NO 4.000 5.240 NO 5.240 NO 6.990 6.990
Your Equity Service (877) 266-4937 5.000 4.500 NO NO NO NO NO NO NO NO NO
Red Canoe CU (800) 562-5611 5.500 4.875 NO 6.990 4.000 5.240 NO 5.590 NO 6.690 6.690
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
5.446 4.858 3.875 7.121 4.382 5.797 NO 6.106 NO 6.995 7.303
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------


Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.