Advertising

The Seattle Times Company

NWjobs | NWautos | NWhomes | NWapartments | NWsource | Classifieds | seattletimes.com

Last updated October 03, 2008

Deposit and loan interest rates

Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)

NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

PHONE #:
NOW
$2500
APY
Personal
$10000
APY
Personal
$50000
APY
FIX IRA
$2000
APY
3 MO CD
$10000
APY
6 MO CD
$10000
APY
12 MO CD
$10000
APY
24 MO CD
$10000
APY
36 MO CD
$10000
APY
Anchor Bank (360) 532-6223 NO 1.260 1.770 NO NO 2.750 3.200 3.300 3.500
Banner Bank (206) 709-8314 0.250 1.250 1.500 3.000 2.250 2.500 3.000 3.250 3.450
Charter Bank (206) 774-5400 0.500 1.520 1.520 2.030 1.620 1.920 2.030 2.130 2.130
CityBank (425) 745-5933 1.000 2.600 2.650 3.510 2.750 3.000 3.510 3.800 4.000
Columbia Bank (800) 305-1905 0.150 0.350 0.850 2.730 2.030 2.580 2.830 2.930 2.980
HomeStreet Bank (800) 496-0091 0.050 2.000 2.500 2.500 3.000 2.250 2.500 4.250 3.500
First Federal (800) 800-1577 0.250 1.250 1.250 3.200 2.650 3.000 3.200 3.450 3.800
First Mutual Bank (425) 455-7300 0.500 1.000 1.000 2.650 2.000 3.500 2.650 3.800 4.000
First SB Northwest (425) 255-4400 0.500 1.360 1.460 4.090 2.780 2.830 4.090 3.090 4.090
1st Security Bank (800) 683-0973 0.500 1.750 2.850 3.150 2.700 2.800 3.000 3.300 3.810
Horizon Bank (800) 955-9194 0.150 0.950 1.050 2.250 2.850 2.900 3.050 4.250 3.000
USAA FSB (800) 531-2265 0.100 1.260 1.260 3.750 2.600 3.300 3.750 4.000 4.250
Regal Financial Bank (206) 621-0808 0.250 1.250 2.000 3.000 3.000 3.000 3.000 3.000 NO
PI Bank (Pacific Int'l) (206) 306-7900 0.250 1.260 1.510 3.750 NO 3.250 3.750 3.750 3.750
Pacific Crest Savings Bank (425) 670-9600 1.000 3.000 3.250 4.000 2.500 3.400 4.000 4.150 4.300
Seattle Savings Bank (206) 568-7800 1.000 2.500 3.000 4.300 2.800 3.050 3.300 NO NO
Seattle Metropolitan CU (206) 398-5500 0.500 2.430 2.430 3.050 1.410 2.940 3.050 3.150 3.250
State Farm Bank (877) 734-2265 2.500 2.250 2.450 2.750 2.650 2.750 2.750 4.000 4.200
U.S. Bank (800) 872-2657 0.100 0.300 0.400 1.700 1.250 1.550 1.700 2.250 2.550
Washington First International (206) 525-8118 0.650 1.750 1.750 3.450 3.000 3.250 3.450 3.550 3.600
Washington Mutual (800) 756-8000 0.500 1.500 1.500 1.250 1.000 1.250 1.250 1.500 1.500
Alaska USA C.U. (800) 525-9094 1.000 2.000 2.000 3.300 2.950 3.050 3.300 3.600 3.750
BECU (800) 233-2328 0.500 2.530 2.680 3.450 2.840 3.140 3.450 3.700 3.880
Community 1st CU (800) 247-7328 0.250 2.270 2.680 2.430 2.780 3.040 3.200 3.560 3.760
Group Health C.U. (800) 562-5515 NO 1.820 2.170 2.980 NO 2.780 2.960 3.060 3.190
Verity C.U. (800) 444-4589 0.150 1.700 1.900 3.000 2.000 2.900 3.000 3.200 3.500
Qualstar CU (800) 848-0018 1.000 2.800 3.000 3.350 2.900 3.050 3.350 3.450 3.700
Watermark C.U. (800) 732-9300 0.200 1.000 2.400 2.950 1.750 2.750 2.900 3.100 3.250
Sound Credit Union (800) 562-8130 0.250 1.250 1.500 3.600 2.500 3.100 3.500 3.800 4.000
Mountain Pacific Bank (877) 380-3500 0.750 1.750 1.750 4.200 2.850 4.000 4.200 4.500 4.500
UniBank of WA (425) 275-9700 2.500 2.750 2.750 2.020 3.250 3.620 3.880 4.000 4.250
Red Canoe CU (800) 562-5611 0.250 1.390 1.760 3.330 2.440 3.310 3.330 3.650 3.770
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
0.585 1.689 1.954 3.055 2.452 2.891 3.129 3.436 3.574


Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.

Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

 

PHONE #:
Mortgages
$200000
30 Yr
Fixed
Mortgages
$200000
15 Yr
Fixed
Mortgages
1 Yr
ARM
Var
HE
$50000
120 MO
Fixed
HELOC
$50000
120 MO
Var
New Auto
$20000
60 MO
Fixed
New Auto
$20000
60 MO
Var
Used Auto
$15000
48 MO
Fixed
Used Auto
$15000
48 MO
Var
New Boat
$20000
60 MO
Fixed
Used Boat
$15000
60 MO
Fixed
Sammamish Mortgage (800) 304-6803 6.042 5.945 NO NO NO NO NO NO NO NO NO
Banner Bank (425) 803-0284 5.895 5.842 6.105 7.796 5.740 7.490 NO 7.490 NO 7.606 7.606
CityBank (425) 745-5933 6.316 6.171 6.613 NO NO NO NO NO NO NO NO
Columbia Bank (800) 305-1905 6.160 6.110 NO 7.764 5.250 7.158 NO 7.760 NO 6.829 7.329
First Federal (800) 800-1577 6.292 5.899 4.687 7.590 5.000 6.570 NO 6.870 NO 7.475 7.475
First Mutual Bank (425) 455-7300 INA INA NO 8.462 5.000 NO NO NO NO NO NO
1st Security Bank (800) 683-0973 6.100 5.967 NO 7.750 5.000 6.000 NO 6.000 NO 6.5 6.5
First SB Northwest (425) 255-4400 6.518 6.105 NO 7.500 5.000 NO NO NO NO NO NO
State Farm Bank (206) 525-8118 6.443 6.237 NO 6.500 4.750 8.300 NO 8.300 NO 6.75 6.75
Washington Mutual (800) 756-8000 6.292 6.151 NO 9.290 9.090 6.390 NO 6.390 NO NO NO
Alaska USA C.U. (800) 525-9094 INA NO NO 7.295 5.043 5.450 NO 5.450 NO 6.8 6.8
BECU (800) 233-2328 6.003 5.568 NO NO 4.240 5.740 NO 6.240 NO 7.24 7.24
Group Health C.U. (800) 562-5515 INA INA NO 6.740 5.000 5.740 NO 5.740 NO 6.49 6.49
Community 1st CU (800) 247-7328 6.375 5.875 NO 6.500 5.000 5.990 NO 5.990 NO 6.99 7.49
Redmond Mortgage (800) 897-6565 5.830 5.445 5.760 NO NO NO NO NO NO NO NO
Qualstar CU (800) 848-0018 5.731 3.116 5.341 6.240 4.490 5.240 NO 5.740 NO 6.24 6.24
Verity C.U. (800) 444-4589 6.030 5.760 5.440 7.040 5.140 6.140 NO 6.390 NO 6.640 6.890
Watermark C.U. (800) 732-9300 6.430 6.090 NO 6.990 5.500 5.740 NO 6.240 NO 6.500 6.500
Sound C.U. (800) 562-8130 6.255 5.965 NO 6.590 4.490 5.690 NO 6.190 NO 6.990 6.990
Your Equity Service (877) 266-4937 5.840 5.506 NO NO NO NO NO NO NO NO NO
Red Canoe CU (800) 562-5611 6.295 6.111 NO 6.740 5.000 5.590 NO 5.590 NO 6.440 6.440
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
6.150 5.750 5.658 7.336 5.233 6.260 NO 6.485 NO 6.850 6.946
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
6.229894737 5.916052632 6.38114875 7.6355 7.532777778 7.147941176 7.25 7.457176471 7.25 7.528 7.6999375
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------


Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.