Real-estate calendar

Real-estate classes,

seminars and events

SAT: NOV 21, DEC 12 First-time homebuyer class. Get certified to buy your first home, town home or condo; learn about the advantages of ownership, down-payment assistance from the state, low interest-rate state bond loans and much more, 9 a.m.-2 p.m. MetLife Home Loans 1700 Westlake Ave N., Suite 600, Seattle. Free. RSVP 206-240-0467 or RSVP@SeattleHomeBuying101.com.

SAT: NOV. 21, DEC. 5, DEC. 12 Homebuyer workshop. Learn the 19 steps to buy a home. 11 a.m. to 4 p.m., Continental Building, 11555 S.E. Eighth St., Bellevue. Free. Registration required. Call 800-882-8931, ext. 211 or www.HomeBuyerRegistration.com.

WED: NOV 25 Condo and town home purchasing class, 6:30-9 p.m. These classes will explain associations, disclosures, resale cert, searching, lawsuits, tips, avoiding mistakes and the closing process. Bellevue and Seattle, Select from a variety of classes. Free. 40 Lake Bellevue Drive, Room 100, Bellevue. www.WashingtonStateHousing.com

WED: NOV 25 Learn the steps in the homebuying process. Learn about the current market, the benefits of homeownership, how to find and buy your first home, 6:45-8:45 p.m., Windermere Real Estate-Bellevue, 1200 112th Ave. N.E., Suite B-100, Bellevue. Free; registration required. 425-450-2621.

TUE: DEC 1, 15 Be a savvy first-time buyer. Learn to get the best deal on a home, town home or condo along with. Plus learn about the advantages of ownership; down-payment assistance, affordable loan programs and more, 6:30-8:30 p.m., MetLife Home Loans, 1700 Westlake Ave. N., Suite 600, Seattle. Free. Please RSVP at 206-240-0467 or RSVP@SeattleHomeBuying101.com.

SUN: DEC 6 Homebuyer classes designed to answer questions about financing and buying a home. Informal, small-group format provides time for discussion and Q&A. Free, informative, no-pressure classes held 11 a.m.-4 p.m. in the Northgate area and co-sponsored by the Washington State Housing Finance Commission, Alpine Mortgage and RE/MAX Mutual Realty. For questions or to register for a class, contact Pat Bridwell at pat@alpinemtg.com or 206-440-1000, ext. 129.

SUN: DEC 13 Learn about finding, financing and buying a home. Casual, informative and free, these workshops are sponsored by the Washington State Housing Finance Commission, Network Mortgage Services, and RE/MAX Mutual Realty. Class held from 10 a.m. to 3 p.m., in Ballard (Nov.) and Lynnwood (Dec). To register, for more information, or future class schedule, contact Angela Cohen at 425-218-7821 or angelac@networkhomeloans.com.

Nonprofit assistance

Acorn Housing — Nonprofit-home-buyer education and loan counseling, free homebuyer counseling. $20 for credit reports. 206-243-4663 or www.acornhousing.org

El Centro de la Raza — Program offering free bilingual counseling and education services on the first two Saturdays of each month in Spanish and English, helping people improve their financial and housing situations; registration required. Free. 206-957-4610 or www.elcentrodelaraza.org/programs/homeownership.htm

HomeSight — Nonprofit group offers affordable home loans, financial counseling and two homebuyer-education classes demystifying the purchase process. $40 (206-723-4355 or www.homesightwa.org)

Homestead Community Land Trust — Nonprofit group offers down-payment assistance to eligible first-time buyers. 206-323-1227 orwww.homesteadclt.org