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Study before paying for credit report

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Consumers have learned in recent years about the importance of checking credit reports and maintaining good credit scores, but they have also been bombarded with misleading information on what the reports and scores mean, as well as how to improve their marks.

Many of the kits and repair services make promises that can't be kept, so consumers waste money and come away dissatisfied with the results.

Take a moment to check out Myvesta.org's free publications on credit reports, repairs and scoring before pursuing your information. You can get those free reports at myvesta.org/pubs/topics/CreditReport.htm.

Syndicated columnist Chuck Jaffe produces Financial Housekeeping.

Copyright 2004, J Features

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